Best Rewards Credit Cards - Wells Fargo Propel American Express® Card

Rewards Rate

Intro Bonus30,000 pointsEarn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value

3XEarn 3X points for eating out and ordering in 3XEarn 3X points for gas stations, rideshares and transit 3XEarn 3X points for travel including flights, hotels, homestays and car rentals 1XEarn 1X points on other purchases

0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee

Average Yearly Rewards Value ($1,325 monthly spend) $383


Points don’t expireNo blackout datesNo limit to the number of points you can earnRedeem points for any travel purchase at a value of 1 cent eachUse points on travel, gift cards, cash, merchandise and moreTransfer points to other Wells Fargo cards, including the Wells Fargo Visa Signature card, which offers a 50% travel redemption bonus


Flights must be redeemed through Go Far RewardsCan’t transfer points to outside loyalty programsAround 2,500 minimum points required for airline tickets

Sign-up bonus

A big perk of the Wells Fargo Propel card is its generous sign-up bonus – 30,000 points if you spend $3,000 in the first three months. While this is not the largest introductory offer you’ll find among travel cards, it is top-notch for a card with no annual fee.

Earning points with the Wells Fargo Propel

The Wells Fargo Propel card has a lucrative rewards rate, including 3 points per dollar on dining, travel and transit, gas station purchases and select streaming services. Cardholders earn 1 point per dollar on other purchases. With bonus categories including purchases such as dining and gas – which make up a significant part of many users’ budget – it is easy to rack up a substantial number of points.

Other Notable Features: No foreign transaction fees, travel and emergency assistance services, auto rental collision damage waiver, roadside assistance, lost luggage reimbursement, trip cancellation and interruption protection, lost or damaged cellphone reimbursement, extended warranty, return protection, retail protection, AmEx Offers, ticket presales, dining discounts, luxury hotel discounts and benefits, car rental discount, lowest available airfare, discounts on vacation packages, $300 credit on select cruises, $0 liability, free credit score access

With a generous rewards rate that awards bonus points in popular categories, the Wells Fargo Propel American Express card is one of the best no annual fee travel cards available. If you are eager to start racking up rewards points toward your next vacation – but not ready to spend $95 a year or more to do so – the Propel is a great option.

Read more about the Wells Fargo Propel American Express® Card here


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