Here is an easy-to-use Monthly Budget Planned v. Actual free and easy to use budget download from Be Secure Financially! Just click the link and choose the Planned v. Actual Budget download.
By listing all of your income against all of your expenses (including mortgage or rent payments to eating out, going to the movies Target trips, Amazon spends and more), you get a realistic view f your personal cash flow. This can lead you to making better financial decisions.
An accurate budget will also help you to answer a simple questions, "Can I afford it?"
Keep Reading Below From More Information on the Free Download from Be Secure Financially
How To Use Your Free Monthly Budget Download
Below is a worksheet that attempts to list possible sources of monthly income as well as expenses. As everyone's financial situation is different, you may need to adjust your category and particularly the accompanying amount to reflect your actual expenses. Months often vary as well. Using this easy to use free budget download can help you to better prepared for changes and unexpected expenses.
Complete Your Monthly Budget Worksheet In A Few Simple Steps
Gather financial statements, including pay stubs, credit card bills, recent receipts, and any other information that will provide the most accurate estimate of your expected income and spending.
This worksheet includes the planned budget and the actual amount for the month. Based on your income and spending you can provide a budget estimate. Simply click on the corresponding amount and enter your number. If a category doesn't apply to you, you can simply leave it blank or enter a zero '0' in the box, or change the name to reflect your chosen category.
Over the course of the month, track your income and spending, keep receipts, login to your banking apps, etc. At the end of the month, complete the "Monthly Actual Amount" column and compare it to your original estimates.
Did you overestimate how much you'd spend on food, but underestimate the amount you'd spend on personal items? Enter the difference in the actual column, the spreadsheet document will automatically calculate the difference. It is that simple!