Monthly Money Savings Challenge - Easy Way To Save In The New Year

Updated: Dec 31, 2018



Are you always looking for new creative ways to easily save money, but you like the idea of a plan? Then these Money Saving Challenges are for you! The New Year hasn't started yet, but as you are enjoying your holiday season, and have extra time, it is great to start getting some ideas on your New Year's Resolution money savings or financial freedom plan.


This challenge starts in January with an initial deposit of only $25 so it can be easy on your bank account after the likely overspending during the holidays.


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Monthly Money Savings Challenge - Easy Way To Save In The New Year


So, how does this Monthly Money Savings Challenge work?


You can print out the image above, or just write the deposit schedule and amounts on paper or in your Notes app.

You start with $25 in January, $50 in February, and increase the deposits by $25 each month; then you decrease again to make it easier on your budget.

You can start any month of the year, but let's start now. So, it will be $25 in January, $50 in February, $75 in March. You keep increasing the deposits by $25 each month; then when you hit $150 in June, then again in July, in August you start to decrease again to make it easier on your budget. So, July will be $150, August $125, September $100, until you end December with only $25 again.


Monthly Money Savings Challenge


- January $25

- February $50

- March $75

- April $100

- May $125

- June $150

- July $150

- August $125

- September $100

- October - $75

- November $50

- December $25


Total Saved $1050


This is a great monthly challenge for a strong emergency fund. Or if you already have that setup, a great plan for your next year's Holiday Savings Budget!


Happy Holidays, Happy New Year and Happy Saving!



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